![]() As soon as dental needs shift to high-ticket items like root canals, periodontal (gum) procedures, dentures, or implants, those expenses are typically applied towards the patient’s deductible. Most group or employer-based dental plans are structured to remain affordable and cover the basics. What Dental Insurance Plans Do Cover Implants? Short answer: Read the Fine Print ![]() Dental implants are typically defined as “cosmetic” and the vast majority of insurance plans simply do not pay for cosmetic dentistry. ![]() Twice annual cleanings and maintenance are usually paid for, along with some other procedures like the occasional filling. When are Dental Implants Covered by Insurance? Short answer: Almost Neverĭental insurance is great for covering and protecting patients from the costs of preventative care like cleanings and x-rays, but that’s about it. When trying to figure out when and if dental implants are covered by a plan, it is often confusing even for folks who are well-acquainted with their benefits. Interpreting dental insurance benefits is often like navigating a minefield. The nagging question of whether or not dental implants are covered by insurance can be difficult to research. And the financial investment is significant, so finding ways to afford them is key to the decision. For patients missing teeth, dental implants are an important investment in their oral and overall health.
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